13-01-2025

The Pensions Dashboard in the UK is a government-led initiative designed to give individuals an easy way to access information about their various pension schemes in one place. This project aims to help people better plan for retirement by providing a clear, consolidated view of their pension savings across different providers and schemes, including state, workplace, and private pensions.

The Pensions dashboards will allow individuals to see their pensions information, including their State Pension, for free in one place online at a time of their choosing. Pensions dashboards will also reunite savers with lost or forgotten pensions. The ability to access information easily alongside an increase in individuals’ awareness and understanding of their pension information could also support people with better planning for their retirement.

The Pensions Dashboards Programme (PDP), which is part of the Money and Pensions Service (MaPS), recently concluded a formal Reset process which generated a revised delivery plan. In line with that plan, the Programme has begun testing the connection journey with a small number of external organisations which will help facilitate wider industry connections. Alongside this, the PDP has published an updated draft Code of Connection, technical standards, and data standards to support the pensions industry to prepare for connection.

Benefits of the Pensions Dashboard:

  • Improved Awareness: Many people are unaware of their total pension savings, especially if they have multiple pension schemes. The dashboard helps users have a clearer understanding of their retirement prospects.
  • Lost Pension Pots: The service makes it easier to track down forgotten or misplaced pensions, especially important given the frequent job changes seen in the modern workforce.
  • Retirement Planning: By providing a complete picture, individuals can make better decisions about their retirement savings, and when necessary, take action to close any gaps.

Challenges and Considerations:

  • Data Integration: Aligning various pension providers' systems and ensuring accurate, up-to-date data from both private and public pension providers is technically complex.
  • Security: Given the sensitive nature of pensions information, robust security measures need to be implemented to prevent fraud or data breaches.
  • Public Awareness: Ensuring that the public is informed about how to use the dashboard and why it is beneficial will be key to its success.

Current Status:

  • The Pensions Dashboard Programme is being developed in stages. The timetable for populating the Pensions Dashboard has been released with a “phased” approach:
    • April 2025 - Largest Master Trusts
    • May 2025 -Largest Defined Contribution and Benefit
    • October 2025 - Public Service Pensions
    • January 2026 - Smaller schemes of less than 1000 members
    • All schemes must be connected by the 31st of October 2026

While it is too early to confirm a launch date for public use, steps are being taken to help the public realise the benefits of using a pensions dashboard at the earliest opportunity.


"I have used The Learn Centre on a number of occasions and have found it provides a great platform to gain the knowledge required to carry out my job. I started off with the Payroll Technician course and this in-depth learning gave me a great foundation of payroll knowledge to build upon and give me the confidence to progress up the career ladder, well worth it and would certainly recommend, no matter what level you are at there will be a course/qualification that can help you."

Ayman Zagloul
HR Analyst at Queen's University Belfast

View on Linkedin

Have a question?

Leave us your details or call us on 01798 861111

Ensure you're up to date and compliant

Are you happy for us to email you from time to time with payroll related information, legislation and updates?

Yes please, keep me up to date